Wireless systems usage has evolved, for instance, with the recent increase in the use of a hands-free kit, the mobile phone is used more and more in a body-worn position. Therefore, to check the compliance to the international limits, new methods have to be developed. In this study, we analyze the relevance of using the equivalent head liquid for the biological structure of organs that are different from that of the head. This paper compares the Specific Absorption Rate (SAR) values assessed using simulations in a flat phantom filled with the liquid used to test the compliance of mobile phone close to the head to those values obtained using a multilayer model representing the tissues of the trunk. The multilayer structures are derived from the anatomical analysis of the visible human model and corresponding to reasonable positions of a handset in a body-worn configuration. The employed sources are half-wavelength dipoles placed at different distances from those structures and operating at frequencies between 300 MHz and 6 GHz.